Insurance Services
RChristianFinancial Consultants, LLC (RCFC) is a Registered Investment Advisory (RIA)firm providing advice to clients regarding investments, financial and estate planning for an agreed upon fee. 
Since many middle American Baby Boomers also have legitimate insurance product needs and require objective help in this area of their financial lives, we work with Christian Financial, Inc.,Insurance Services (CF).  CF is an independant insurance broker and is not obligated to any particular insurance company for products.  CF maintains independance seeking the best coverage for the client given the particular client circumstances.  
Most insurance products ( life, health,disability, annuity, long term care, property, causalty, liability) are not fee based but pays a commission to the agent/agency that handles the process of sales, applications and ongoing service.  (RCFC does have access to no load, no surrender charge life and annuity products that are investment oriented).The insurance industry has paid these commissions as a "distribution or acquisition cost". We feel that this commission is more of a retainer fee and believe that once a client uses our firm for the purchase or service of the insurance, we are beholden to that client to service the policy as part of our committment to placing the clients best interest first. 
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 IMPORTANT DISCLOSURES

Registered Investment Advisory products and services are offered by RChristian Financial Consultants, LLC, an Investment Advisory firm in Athens, Georgia.  RChristian Financial Consultants is registered with the Georgia Securities Division.  For additional information regarding products or services, you may contact a firm representative at 706-546-5888.

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

This communication is strictly intended for individuals residing in the state(s) of GA. No offers may be made or accepted from any resident outside the specific states referenced.